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Abattoir – supervisor
Abattoir – worker or slaughterer
Accountant
Accounts clerk or bookkeeper
Actor or actress
Actuary
Acupuncturist (qualified Aust registered)
Advertising executive (degree qualified)
Aerobics instructor
Agricultural contractor (established > 3 years)
Agronomist
Air conditioning installer
Alarm installer
Ambulance officer or driver
Amusement parlour or centre
Amway salesperson – full time
Amway salesperson – part time
Anaesthetist
Animal breeder
Animal groomer
Animal shooter
Animal trainer
Announcer – radio or television
Antenna erector
Antique dealer – delivery
Antique dealer – restoration
Antique dealer – sales and office
Apiarist or beekeeper
Aquarium shop worker
Archaeologist – field work
Archaeologist – office only
Architect (qualified)
Armed Services – All ranks (no special hazards)
Armed Services – Navy divers (no special hazards)
Armed Services – Navy submariners
Armoured van driver
Art dealer
Artist – commercial only
Artist – painter or sculptor
Artist supplies shop worker
Asbestos worker
Asphalt layers
Assessor – insurance
Astronomer
Auctioneer
Audiologist, Audiometrist
Auditor (tertiary qualified)
Author
Auto electrician
Aviation industry air traffic controller
Aviation industry aircraft maintenance – refueller, security, unskilled worker
Aviation industry aircraft maintenance – qualified, skilled worker
Aviation industry ground staff – baggage handler or porter
Aviation industry ground staff – cleaner
Aviation industry ground staff – management and clerical
Aviation, agriculture or cattle mustering
Aviation or balloonists – professionals
Aviation or charter (professional pilot)
Aviation instructor
Aviation military pilots and crew
Aviation parachutists – instructors
Aviation parachutists – military (not special air services)
Aviation regular public transport (pilots and crew)
Aviation test pilots
Avon sales person
Baby shop worker
Backhoe, bobcat, bulldozer – others
Backhoe, bobcat, bulldozer – owner or operator est. 3 years
Bailiff
Baker
Bakery - supervisor
Bank, building society, credit union – security staff
Bank, building society, credit union – manager, clerk, teller
Barber
Barrister
Bartender
Battery fitting
Beach inspector
Beautician – salon only
Beautician – working from home or mobile
Bedding store worker
Beekeeper or apiarist
Bicycle store worker
Biochemist
Biologist (no field work)
Biologist, Marine (field work, no diving)
Blacksmith or farrier
Blaster or explosives handler
Blind, awning, screen –
manufacturer or installer
Blind, awning, screen – supervising, quoting (up to 20% light manual only)
Boarding house owner
Boat builder
Boating equipment supply or chandler
Bobcat, backhoe or bulldozer – other
Bobcat, backhoe or bulldozer – owner operator established 3 yrs
Boilermaker
Book shop worker
Bookbinder
Bookkeeper
Bookmaker (licensed)
Bootmaker
Botanist
Bottle dealer
Brassware shop worker
Bread or cake shop worker
Brewing industry – chemist
Brewery – labourer
Brewery – supervisor
Bricklayer
Bricklayer’s labourer
Brickworks employee – unskilled
Builder (qualified)
Builder’s labourer
Building industry – air conditioning installer
Building industry – antenna erector
Building industry – architect
Building industry – backhoe, bobcat, bulldozer others
Building industry – backhoe, bobcat, bulldozer owner, operator est >3 yrs
Building industry – bricklayer
Building industry – bricklayer’s labourer
Building industry – builder’s labourer
Building industry – cabinet maker – qualified
Building industry – carpenter – qualified
Building industry – ceiling fixer
Building industry – cement renderer
Building industry – concrete cutter
Building industry – concrete worker
Building industry – construction supervisor
Building industry – crane operator
Building industry – decorator
"Building industry – demolition worker (no explosives)
Building industry – draftsperson (qualified)
Building industry – drainer
Building industry – earthmovers – others
Building industry – earthmovers – owner operator est. 3 yrs
Building industry – electrician
Building industry – elevator mechanic
Building industry – foreman, supervisor (no manual work)
Building industry – glazier
Building industry – handyman
Building industry – house stumper
Building industry – joiner – qualified
Building industry – labourer
Building industry – lift erector or mechanic
Building industry – painter
Building industry – paver
Building industry – plasterer
Building industry – plumber – other
Building industry – plumber – roof
Building industry – riggers
Building industry – roof worker-tiler, plumber, repairer
Building industry – steel erector or fixer
Building industry – tiler-f loors and walls
Building industry – tiler-roof
Bus driver or conductor – interstate
Bus driver or conductor – local
Business executive (degree qualified, earning net min. $100,000)
Butcher – qualified (no slaughtering)
Butler
Cabinet maker – qualified
Cafe – owner or worker
Cameraman – aviation
Cameraman – other
Cameraman – studio
Cane shop worker
Canvas goods manufacturer
Caravan park owner
Card shop worker
Cardiologist
Caretaker
Carnival – owner or employee
Carpenter – qualified
Carpenter – not qualified, less than 5 years
Carpet layer
Carpet, floor coverings store – sales only
Cartographer
Cashier – financial institution
Cashier – supermarket
Casino (government licensed) – senior management, clerical, cashier
Casino (government licensed) – bar staff, security staff
Casino (government licensed) – croupier
Casino (government licensed) – waiter
Caterer
Ceiling fixer
Chauffeur
Chef
Chemist – industrial, non-hazardous
Chemist – other
Chemist – pharmacy
Chemist shop – pharmacist, shop assistant
Child or day care centre – not working at home – qualified
Child or day care centre – other
China and glassware shop
Chiropodist
Chiropractor – government registered
Chiropractor – other
Circus worker or performer
Cleaner – brick, street, window – city or industrial
Cleaner – cleaner, office, factory or school – carpet suburban home, window – suburban home only
Clergyman
Clerk
Clothing industry – fashion designer (not working at home), management (no manual work), salesperson (no deliveries)
Clothing industry – patternmaker, tailor or dressmaker (shop department store)
Clothing industry – process worker or machinist, tailor or dressmaker working at home
Club employees – bar staff, security staff
Club employees – clerical and senior management
Club employees – waiter
Coffee lounge
Commercial artist
Commercial traveler
Commodity broker
Compositor
Computer industry – analyst, consultant, programmer (degree qualified)
Computer industry - keyboard operator, sales, systems operator/administrator, technician
Computer shop
Concrete worker
Confectionery shop
Cook
Conveyancer
Conveyancer (degree qualified)
Coroner
Correctional Officer
Courier – driver – other
Courier – driver-owner establish 2 years
Courier – motorcycle or bicycle
Crane operator
Crayfisherman
Curator (museum, art gallery, library)
Customs agent – clerical
Customs agent (other than clerical)
Customs officer
Customs officer (field work)
Dance instructor
Debt collector – not repossessions
Debt collector – repossessions
Delicatessen
Demolition worker (no explosives)
Dental hygienist or therapist
Dental nurse
Dental or orthodontic technician
Dentist
Department store – cleaner
Department store – clerical, sales, senior management
Department store – deliveries, storeman
Dermatologist
Diamond cutter, polisher, setter
Die maker
Dietician (qualified and registered)
Disposal store – sales
Diving – construction, bridge, dams, dock, pier
Diving – instructor (professional)
Diving – professional deep sea exploration
Diving – professional – abalone
Diving – professional, military (no bomb disposal) or police
Dock worker or stevedore
Doctor
Draftperson – qualified
Drainer
Drillers (water and mineral sample, not offshore)
Driver – ambulance
Driver – armoured car
Driver – bus – local
Driver – bus – long distance or interstate
Driver – chauffeur
Driver – courier – car, van other
Driver – courier – car, van owner established 2 years
Driver – courier – motorcycle or bicycle
Driver – crane driver
Driver – dairy deliveryman or milkman
Driver – driving instructors
Driver – explosive
Driver – forklift
Driver – garbage collections
Driver – hire car owner or driver
Driver – logging
Driver – petrol or petroleum products
Driver – removalists
Driver – taxi other
Driver – taxi owner driver establish 2 years
Driver – tow truck
Driver – truck and van – local establish 2 years
Driver – truck and van – local other
Driver – truck and van – long distance or interstate
Dry cleaning
Duty free shop worker
Earthmovers – others
Earthmovers – owner operator established 3 years
Economist
Editor – films, newspapers (etc)
Electrical goods retailer – delivery
Electrical goods retailer – light manual
Electrical goods retailer – sales
Electrician
Electronic supply store – sales
Electroplater
Elevator mechanic
Embalmer
Endocrinologist
Engineer (qualified) – offshore or underground inspections
Engineer (qualified) – consulting, office duties minimal site work, no manual work
Engraver
ENT Surgeon
Entertainer
Equipment and plant hire
Estate agent
Explosives worker
Factory hand or worker
Farm employee or labourer
Farm manager
Farm owner (established 2 years) – beef cattle, dairy, grape grower, mixed farming, oyster, poultry, sheep, sugar cane, wheat
Farm owner (established 2 years) – fruit grower, orchardist, market gardener
Farm owner (established 2 years) – harvesting contractor
Farrier or blacksmith
Fast food or take away
Fencing contractor
Fibre glass moulder
Film and TV industry – actor or actress
Film and TV industry – cameraman – aviation
Film and TV industry – cameraman – mainly studio
Film and TV industry – cameraman – other
Film and TV industry – producer, director, editor
Financial consultant or adviser
Financial planner, adviser, agent (tertiary qualified minimum earnings $100,000 net per annum)
Firemen – airport, city, forestry
Firemen – fire chiefs and senior officers
Firemen – oil and natural gas
Fish and chip shop worker
Fisherman
Fishmonger
Fitter
Floor covering fixer
Floor sander
Florist – delivery
Florist – shopkeeper
Foundry
French polisher
Fruit grower or orchardist
Fruit picker
Funeral director
Furnishings retailer (cushions, fabrics, not furniture)
Furniture removalist
Furniture retailer – new – deliveries
Furniture retailer – new – light manual
Furniture retailer – new – sales only
Furniture retailer – used
Furrier
Garbage contractor
Garden shop worker
Gardener – domestic or landscape other
Gas industry – fitter
Gas industry – inspector, meter reader or tester
Gas industry – pipe laying
Gastroenterologist
General surgeon
Geologist – (consultant and office only)
Geologist – mainly field work, including underground or offshore
Gift shop worker
Glazier
Goldsmith, silversmith
Golf instructor (not professional player)
Grape grower
Graphic designer
Greengrocer
Greenkeeper
Grocer
Gunsmith
Gymnasium instructor
Gynecologist, obstetrician
Haberdasher
Hairdresser
Handyman
Hardware retailer
Health food store worker
Home maintenance contractor
Homemaker
Horse breeder
Horse riding – jockey – f lat or harness
Horse riding – jockey – steeple or rodeo (professional)
Horse riding instructor
Horse strapper
Horse trainer
Hospital staff – doctor or laboratory technician
Hospital staff – nurse’s aide
Hospital staff – nurse or nursing sister
Hospital staff – porter or wardsman
Hotel or motel industry – bar staff
Hotel or motel industry – head waiters
Hotel or motel industry – housekeepers or chambermaids
Hotel or motel industry – security staff
Hotel or motel industry – waiters or waitresses
Hotel or motel industry – managers – admin only
Hotel or motel industry – managers – other
House restumper
Hypnotherapist – well established
Ice cream parlour
Importer or exporter – clerical
Inspector (health, buildings etc)
Instrument maker
Insulation installer
Insurance consultant
Interior decorator – consulting only
Interior decorator – other
Interpreter
Investor
Jackeroo
Janitor
Jeweller – manufacture
Jeweller – retail
Jockey – f lat or harness
Jockey – steeple
Joiner – other
Joiner – qualified
Journalist (no unusual hazards)
Judge, Magistrate
Kennel proprietor
Lab technician – non hazardous
Labourer – farm labourers
Labourer – others in regular employment
Landbroker
Landscape architect (degree qualified, no manual work)
Landscape gardener – other
Lawnmower – sales or sales and service
Lawnmowing contractor
Lawyer
Lecturer, Professor, Tutor - full time in university
Librarian
Lift erector or mechanic
Light fittings store worker
Linesman – telephone or electrical
Liquor store worker
Livestock broker, buyer, dealer
Locksmith
Logging – in mill (permanent mill only)
Logging – mobile mill
Logging – tree feller
Logging – tree surgeon
Loss adjuster
Lumber (yard work)
Machinery or equipment hire
Machinist – metal or wood – qualified
Machinist – supervisor (no manual work)
Mail contractor
Management consultant
Manicurist – not working at home
Marina owner
Marine engineer (seaman)
Market gardener
Martial arts instructor
Masseur – other
Masseur – salon only
Meat industry – inspector
Meat industry – supervisor (up to 10% manual work)
Meat packer
Mechanic
Medical practitioner
Merchant banker (degree qualified)
Merchant marine
Metal dealer (scrap)
Metallurgist (office duties only)
Meteorologist
Meter reader (gas or electricity)
Milk bar
Milk vendor
Mining – clerical or executive manager
Mining – explosives handler (surface and underground workers)
Mining – surface or underground worker – other (no explosives)
Mining – surface worker – qualified (no explosives)
Model
Motor cycle – mechanic
Motor cycle – salesman
Motor vehicle – accessories and spare parts sales
Motor vehicle – assembly worker
Motor vehicle – detailer
Motor vehicle – mechanic
Motor vehicle – salesman
Motor vehicle – trimmer
Motor vehicle – wrecker
Moulder
Museum or gallery proprietor
Music teacher – in school, university or college
Musical instrument sales – lifting or deliveries
Musical instrument sales – sales only
Musician
Nanny
Naturopath
Neurologist
Neurosurgeon
Newsagent
Newspaper staff – editor, journalist or reporter (no unusual hazards), office worker
Newspaper staff – photographer or printer
Nurse – enrolled nurse or nurse’s aide
Nurse – intellectual disability
Nurse – mothercraft
Nurse – registered or nursing sister
Nurse – registered
Nurseryman
Occupational health and safety inspector
Occupational therapist
Office equipment – salesman
Office equipment – serviceman
Office supplies or stationer
Office worker
Oil or gas – onshore or offshore worker – other
Oil or gas – onshore or offshore workers – geologists, engineers or lab technician
Oncologist
Opthalmic surgeon
Ophthalmologist
Optical dispenser or mechanic
Optician, optometrist
Orchardist or fruit grower
Orthodontist
Orthopaedic surgeon
Osteopath (well established)
Outdoor supplies retailer (tents, BBQ)
Paediatrician
Paint or wallpaper store
Painter
Panel beater
Park ranger
Parking station attendant
Parking warden
Pastry cook
Pathologist
Patternmaker (industrial eg foundry)
Paver
Pawnbroker
Payroll guard
Periodontist
Personnel consultant
Pest exterminator
Pet shop worker
Pharmacist
Photoengraver
Photographer – aviation
Photographer – mainly studio
Photographer – other
Photographic store worker
Physician
Physicist
Physiotherapist
Piano tuner
Picture framer
Pilot – harbour
Plasterer
Plumber – other
Plumber – roof
Podiatrist
Police – airwing or bomb disposal
Police – other – officers including motorcycle police or special operations group
Police – special operations group
Police – dog squad
Police – superintendents
Post office – counter clerk or manager
Post office – postman or sorter
Potter
Poultry farmer
Printer
Prison warder
Private investigator
Process worker – clothing industry, hazardous industries (eg munitions, acids)
Produce merchant
Professional sportsman
Professor (university)
Psychiatrist
Psychologist
"Pulp and paper mill employees (in mill or yard only)
Quantity surveyor
Quarry worker (no explosives)
Radio and television announcer
Radiographer
Radiologist
Railway worker – driver or guard, signalman, station assistant or station master
Railway worker – railway police, shunter, track laying or maintenance
Railway worker – labourer
Real estate
Receptionist
Record shop worker
Refrigeration mechanic
Rehabilitation consultant (medically qualified)
Removalist
Renal physician
Repairman – office equipment or household appliances
Reporter (no unusual hazards)
Restaurant employees – chef
Restaurant employees – cook or waiter
Restaurant owner – administration only, no cooking or waiting
Restaurant owner – other
Rigger
Roof worker – tiler, fixer or repairer
Rubbish collector
Saddlemaker
Sailmaker
Sales representative, deliveries
Sandblaster
Sawmill worker (permanently located mill only)
Scaffold erector
School principal, Headmaster, Head Teacher
Scrap dealer (metal)
Seaman – navy
Second hand dealer
Secretary
Security guard
Service station – cashier or console operator, mechanic or proprietor
Shearer
Sheet metal worker
Shipwright
Shoe shop (retail sales or not repair)
Shoemaker or repairer
Shopfitter
Shopkeeper – adult books and merchandise
Shopkeeper – antique dealer – delivery
Shopkeeper – antique dealer – restoration
Shopkeeper – antique dealer – sales and office
Shopkeeper – aquarium shop
Shopkeeper – artist supplies
Shopkeeper – baby shop
Shopkeeper – bedding store
Shopkeeper – bicycle store
Shopkeeper – boating equipment supply or chandler
Shopkeeper – bookshop
Shopkeeper – bootmaker
Shopkeeper – brassware shop
Shopkeeper – bread or cake shop
Shopkeeper – butcher – no slaughtering
Shopkeeper – butcher – slaughtering
Shopkeeper – cafe
Shopkeeper – cane shop
Shopkeeper – card shop
Shopkeeper – carpet, f loor coverings store – sales only
Shopkeeper – chemist shop – pharmacist
Shopkeeper – chemist shop – shop assistant
Shopkeeper – china and glassware shop
Shopkeeper – clothing store
Shopkeeper – coffee lounge
Shopkeeper – computer shop
Shopkeeper – confectionery shop
Shopkeeper – delicatessen
Shopkeeper – department store – cleaner
Shopkeeper – department store – clerical sales only
Shopkeeper – department store – deliveries, storeman
Shopkeeper – department store – senior management
Shopkeeper – disposal store
Shopkeeper – duty free shop
Shopkeeper – electrical goods retailer – deliveries
Shopkeeper – electrical goods retailer – light manual
Shopkeeper – electrical goods retailer – sales only
Shopkeeper – electronic supply store – sales
Shopkeeper – fast food or take away
Shopkeeper – fish and chip shop
Shopkeeper – f lorist
Shopkeeper – f lorist – delivery
Shopkeeper – furnishings retailer (cushions or fabric not furniture)
Shopkeeper – furniture retailer – new – deliveries
Shopkeeper – furniture retailer – new – light manual
Shopkeeper – furniture retailer – new – sales only
Shopkeeper – furniture retailer – used
Shopkeeper – garden shop
Shopkeeper – gift shop
Shopkeeper – greengrocer
Shopkeeper – grocer
Shopkeeper – gunsmith
Shopkeeper – haberdasher White collar
Shopkeeper – hardware retailer
Shopkeeper – health food store
Shopkeeper – ice cream parlour
Shopkeeper – jewellery store
Shopkeeper – light fittings store
Shopkeeper – liquor store
Shopkeeper – locksmith
Shopkeeper – milk bar
Shopkeeper – motor vehicle accessories and spare parts
Shopkeeper – musical instruments – sales only
Shopkeeper – musical instruments sales – lifting or deliveries
Shopkeeper – newsagent
Shopkeeper – nursery or garden shop
Shopkeeper – office supplies or stationer
Shopkeeper – outdoor supplies retailer (tents, BBQ)
Shopkeeper – paint or wallpaper store
Shopkeeper – pawnbroker
Shopkeeper – pet shop
Shopkeeper – photographic store
Shopkeeper – produce merchant
Shopkeeper – record shop
Shopkeeper – second hand goods
Shopkeeper – shoe shop (retail sales not repair)
Shopkeeper – shoemaker or repairer
Shopkeeper – sporting goods store
Shopkeeper – stationer
Shopkeeper – supermarket – admin only
Shopkeeper – supermarket – cashier
Shopkeeper – supermarket – other
Shopkeeper – swimming pool supplies
Shopkeeper – take away food
Shopkeeper – tobacconist
Shopkeeper – toy shop
Shopkeeper – video shop proprietor
Showman
Signwriter
Singer
Skiing – professional
Skylight fitter
Social worker
Solicitor
Speech therapist, pathologist
Sporting goods store
Sports person – professional
Spray painter
Squash court proprietor
Stationer
Statistician
Steel erector or fixer
Steeplejack
Stevedore
Steward (airline)
Stock and station agent – no manual duties
Stockbroker (degree qualified)
Stockman
Stonemason
Storeman
Student
Stuntman
Sugar cane farmer owner established 2 years
Supermarket – administration only
Supermarket – cashier
Supermarket - manager (manual duties)
Supermarket – other
Surf board shaper
Surveyor – field or office only, quantity
Surveyor – marine or mines
Swimming instructor
Swimming pool builder
Swimming pool supplies worker
TAB agent
Take away food shop worker
Tanner
Tax consultant (tertiary qualified)
Taxi – other
Taxi – owner driver established 2 years
Taxidermist
Teacher’s aide
Teacher (school, university or college)
Telephone technician
Telephonist
Tennis coach (not professional player)
Theatre or cinema – confectionery seller, manager, ticket seller, usher or projectionist
Tiler – f loors and walls
Tiler – roof
Timber merchant
Tobacconist
Toolmaker
Tour guide
Tow truck driver
Town planner
Toy shop worker
Train driver or guard
Travel agent or consultant
Tree feller or tree lopper
Tree surgeon
Tugboat crew (not deep sea)
Tupperware salesperson
TV technician
Typesetter
Typist
Tyre fitter and repairs
Tyre sales worker
Undertaker
Upholsterer
Urologist
Valuer
Vending machine serviceman
Veterinary nurse
Veterinary surgeon
Video shop proprietor
Vigneron
Waiter, waitress (restaurant)
Wallpaper hanger
Watchmaker
Water proofer
Welder
Welfare officer
Wharf labourer
Window cleaner – city or industrial
Window cleaner – suburban home only
Window dresser
Window tinter – motor vehicle, home or office
Wine merchant – wholesale and retail
Wine maker – qualified (no manual labour)
Wine maker – unqualified (no manual labour)
Wine maker – other
Wool broker or buyer
Wool classer
Wrecker or demolisher (no explosives)
X-ray machine operator or technician
Zoo worker
Zoologist
Job Title
*
Annual Salary (Excluding Superannuation)
*
Marital Status
*
Single
De facto
Married
Divorced
Widowed
Number of Children
*
None
1
2
3
4
5
Are they financially dependent?
*
Yes
No
Confirm Retirement Goals
What retirement lifestyle would you like?
*
Luxury
Comfortable
Modest
Pension
What age would you like to retire?
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Please enter a number from
40
to
100
.
Confirm Investment Selection
What is your investment option selection
*
Tailored
High Growth
Growth
Balanced
Conservative Balanced
Conservative
Superannuation and Retirement Goals
What are your superannuation and retirement goals?
*
Select All
To Improve my standard of living in retirement
To become a self funded retiree
To maximise my pre-tax contributions
To maximise my post tax contributions
To fund life insurance costs
To take advantage of tax incentives for small business sale contributions
To take advantage of home down sizer contribution tax incentives
To help fund my child's first home purchase
To achieve a diversified investment portfolio consistent with my risk profile
To be invested in the best interests of myself
To provide for liquidity in retirement
To diversify my personal assets and trust investment assets
To be simple and efficient, and provide safeguards
To enable me to invest in direct real estate
To provide for my family at the time of my death
To minimise administration costs
To fund my full needs over the course of my full retirement
To consolidate all my superannution funds into one fund
To have easy access to reporting and administration online
Superannuation Risk Profile
How long do you expect to invest the majority of your funds for?
*
Less than 3 years. (1)
3-5 years. (2)
5-7 years. (3)
More than 7 years. (2)
How would you describe yourself when it comes to investing?
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I’m very conservative and am not willing to take on any level of risk. (1)
I’m fairly conservative but am willing to take on a low level of risk. (2)
I’m willing to take on a moderate level of risk if it means better long term results. (3)
I’m willing to take a higher level of risk than most in order to improve long term returns. (4)
If a long term investment that you held started to drop significantly in value over a short period of time, you would be most likely to:
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Sell the whole investment – I wouldn’t want to lose any more money. (1)
Sell part of the remaining investment – it could go back up, but I don’t want to risk everything just in case. (2)
Hold onto the investment – it’s likely it will increase in value again soon. (3)
Hold the remaining investment and buy more while the value is low – when the value goes up I’ll make a good return. (4)
Which of the following best describes what you would like to achieve through your investments?
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I want a regular source of income – I’m not worried if the investment doesn’t increase in value over time. (1)
Generating an income would be my priority, but I would also like to see some increase in the value of my investment over time. (2)
I want the investment to grow in value overall, I would like some income from it, but this is less important to me than investment growth. (3)
I want solid growth of the investment – I’m not interested in getting an income from the investment. (4)
Which of the following best describes how you view investment in overseas shares?
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I want a regular source of income – I’m not worried if the investment doesn’t increase in value over time. (1)
I don’t know much about it – but I may consider investing in overseas shares if I had more information. (2)
Overseas shares are a good way to diversify risk, however, I would only invest some (not all) of my funds into overseas shares. (3)
I consider them a vital part of a long term portfolio, and would be willing to invest a significant amount of my money in overseas shares. (4)
In terms of investments, which of the following is most important to you to achieve?
*
Ensure I have enough funds to feel secure in my financial future. (1)
Accumulating enough funds to meet specific objectives. (2)
Lower returns over a longer period of time at a lower level of risk. (3)
Higher returns over a short period of time at a higher level of risk. (4)
Some investments can fluctuate, sometimes quite significantly, over very short periods of time. How would you feel if the value of your investment varied significantly say up or down by one third (33%) or more, over a year or less?
*
I would feel very uncomfortable about these fluctuations and would monitor my investments on a daily basis. (1)
I would feel quite uncomfortable about these fluctuations and would monitor my investments once a week. (2)
I would feel a little uncomfortable but wouldn’t spend too much time worrying about it. (3)
I wouldn’t be concerned by short term fluctuations at all. (4)
How important is it to you that your investments keep pace with inflation?
*
Not important – I would rather protect the capital. (1)
A little important – but I’m not prepared to take unnecessary risks. (2)
Fairly important – I know that I’ll need to take some risk to ensure my returns beat inflation. (3)
Very important – the priority is for these funds to grow significantly above inflation. (4)
What level of return do you expect your investment to achieve?
*
A steady return without losing any of my capital value. (1)
1-2% above inflation. (2)
3-4% above inflation. (3)
5% or more above inflation. (4)
What would you say your risk profile is?
*
Conservative
Moderately Conservative
Balanced
Moderate Growth
High Growth
Existing Superannuation
Please attach copies of your existing superannuation statements
*
Max. file size: 2 MB.
Partial or Full Rollover Request
Please confirm your rollover instructions:
*
I acknolledge and request a full rollover of funds with no insurance, and partial rollover of any funds with insurance until I have completed an insurance review (Recommended)
I acknowledge and request that all of the attached funds be rolled over in full to Cashel Super without an insurance review.
Employer Details
Please confirm your employers details.
Employer Business Name
*
Name
*
First
Last
Email
*
Phone
*
Acknowledgement
*
I agree and accept the
Privacy Policy
and Acknowledge the
Cashel Financial Services Guide
and
Cashel Superannuation Fund Product Disclosure Statement
.
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