09Oct 2018
Financial Health Checklist
If you pay over 4% interest on your home loan, don’t have a Will or don’t know how your super is invested, it’s time for a financial review. An annual...
Investment Advice
Grow generational wealth with a global range of investment opportunities that are tailored to your lifestyle and financial goals.
Join the Cashel Family Office investment family
Benefit from Cashel's active investment management and alpha generation
Grow your wealth and secure your financial future
Local and international listed companies
Private equity
Commodities
Direct real estate
Fund managers
Cash and private debt lending options
Special situations
As a family office our belief is that through strategic asset allocation across global asset classes, we will achieve superior long term growth and portfolio value stability.
Within each asset class we seek to be overweight in high conviction investment themes
that deliver capital protection, modest to high levels of liquidity with strong and predictable return tail winds.
Within each asset class we only seek to invest in preferred sectors, those that are resilient
with strong and solid demand for their products and services.
Within each asset class, sector and theme we pride ourselves on our close working relationship with the best-performing asset managers, those able to consistently extract alpha based on their skills, experience, systems and information advantages. It is critical that we can access and influence as necessary, positive and sustainable investment returns.
Through our managed portfolios, we actively manage capital to target alpha outperformance. Decreasing invested capital in times of market uncertainity, and increasing it in times of confidence. The objective being to beat growing markets, and avoid retreating ones.
As a family office we strongly believe that allocation to private markets generates superior returns. However in doing so we are conscious that this needs to be weighed against each family’s need for immediate access to liquidity. Through our engagement we manage this aspect to ensure your need for liquidity does not compromise your investment strategy.
If you pay over 4% interest on your home loan, don’t have a Will or don’t know how your super is invested, it’s time for a financial review. An annual...
As at 1 July 2018, legislative changes for those over 65 and selling property have resulted in unique investment and estate planning strategies. Known as the “downsizer benefit”, this new...
seeking a trusted investment partner to plan all their aspects of wealth and personal finances.
seeking an honest, skilled and highly experienced partner to plan and accelerate their wealth creation.
Identify lifestyle and investment needs
Source, balance and structure investment opportunities
Dynamically and actively manage investments
When you invest with Cashel Family Office, you invest alongside our staff and family. This means we protect and grow generational wealth together.
Our first priority is capital management. To protect what you have and ensure you can access what you need. Our second priority is to leverage our client numbers, individual strengths and collective information networks to invest and manage your capital for long-term gains.
Our advisers hold related master’s degrees in finance, Chartered Financial Planner and Chartered Accountant qualifications that provide the skills needed to handle your family’s individual needs. Our ongoing training ensures we are at the forefront of thought leadership and best practice.
Our Australian Financial Services and Australian Credit License provides us with the unrestricted ability to source and compare financial, insurance debt and investment products and opportunities from every possible source.
What is the difference between personal, market and aspirational investments?
Personal assets are those best described as lifestyle assets, such as your primary place of residence, motor vehicle or holiday home.
Market assets are those assets that are invested in market assets that rise and fall with markets generally, and
Aspirational assets are those that you are likely in full or partial control of, such as your business. They typically have much higher levels of risk and hopefully higher levels of return.
What investment markets can I invest in with Cashel House?
Through Cashel Family Office you can invest in any asset class, over 40 different stock exchanges, over 1,000 managed funds, over 4,000 different listed companies, unlisted private equity opportunities and in cash accounts with a variety of banks.
What will a typical investment portfolio consist of?
No one investment portfolio is the same. Each will take into account your liquidity needs, a core model portfolio plus opportunistic investments where the investment portfolio is large enough to qualify you for wholesale opportunities.
A typical investment portfolio will include:
The allocation to each will depend on your risk profile, experience, portfolio size, liquidity needs and personal interests.
What is a Separately Managed Account?
A separately managed account is an investment mandate that enables Cashel Family Office to invest in direct shares and managed funds, and dynamically re-balance and re-position the portfolio without interrupting you for every minor change. This enables you to hold shares directly in your name, without the additional costs of a fund manager.
Cashel Family Office manages 8 discrete separately managed account strategies:
What is the difference between Cashel Family Office and a Stock Broker?
Through its partnership with Bank of New York Mellon, Cashel Family Office can buy and sell shares just like a stock broker. However, unlike a stock broker, Cashel Family Office is engaged by you to protect and grow your wealth, rather than to actively buy and sell shares to generate a brokerage fee. Our primary business is wealth management, not capital raisings for companies.
What is the difference between Cashel Family Office and an Exchange Traded Fund?
Cashel Family Office is an active investment manager. We seek to constantly review your investment portfolio, the investments and investment themes it is invested in, and the proportion of investments versus cash that you may hold at any time. It is this last difference that makes Cashel Family Office an active investment manager. In times of confidence we seek to invest in growing markets, in times of weakness and uncertainty we seek to reduce investment positions and hold funds in cash accounts while markets oscillate.
Exchange Traded Funds (ETF) are investment strategies that invest in specific exchanges or sectors. At all times they must be invested in the investment strategy specific to its mandate. Because of this, each time they receive further funds they need to invest it in their investment strategy regardless of whether the markets are expensive or not. While ETF can be cheaper, they can often lead to lower returns than an active asset manager.
Who holds my assets? Are they Safe?
Your assets are held safely either within a custody account with J.P. Morgan (one of the 3 largest custodian banks in the world), or in a securities account with Bank of New York Mellon (the largest custodian bank in the world).
How do I access my investments?
Through one of Cashel Family Office’s audited platforms overseen by a third party trustee and with global custody arrangements.
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