Author: Cashel Family Office

13Mar 2021

How to maximise your borrowing capacity

Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home.

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08May 2019

What is Private Banking?

When it comes to saving on your mortgage, a number of you may be eligible for discounts simple based on your profession. Particularly those professions that lenders see as “low risk”.

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13Mar 2019

How to speed up my loan approval?

Regardless of what you read in the newspaper, loan approvals can be secured in a few hours, however you need to have ready access to your documents and be prepared to use online tools.

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09Mar 2019

How mortgage brokers help their clients.

The Royal Commission into Misconduct into the Banking, Superannuation and Financial Services Industry highlighted that in the most part banks are very good at making loan products and charging interest rates and fees,

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09Oct 2018

Financial Health Checklist

If you pay over 4% interest on your home loan, don’t have a Will or don’t know how your super is invested, it’s time for a financial review. An annual review of your financial situation is an important part of...

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26Sep 2018

Downsizer contributions to Superannuation

As at 1 July 2018, legislative changes for those over 65 and selling property have resulted in unique investment and estate planning strategies. Known as the “downsizer benefit”, this new and useful strategy benefits those looking to contribute excess sale...

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14Sep 2018

Planning superannuation for a Labor Government

Financial strategies for a Labor Government By Gareth de Maid, Relationship Manager – Financial Strategy Specialist In light of recent political leadership changes and the subsequent plummet in the polls of the Liberal Party, it’s time to start looking at...

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29Jun 2018

Who to trust in the 2019 financial year?

2018 was an eye-opening year for the financial services industry. As a member of the financial services industry, the findings of the Royal Commission were expected. But the level of distrust now surrounding the banks and their related professionals have...

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