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How to maximise your borrowing capacity

Maximising the amount a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home.

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How to maximise your borrowing capacity

What is Private Banking?

When it comes to saving on your mortgage, a number of you may be eligible for discounts simple based on your profession. Particularly those professions that lenders see as “low risk”.

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What is Private Banking?

How to speed up my loan approval?

Regardless of what you read in the newspaper, loan approvals can be secured in a few hours, however you need to have ready access to your documents and be prepared to use online tools.

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How to speed up my loan approval?

How mortgage brokers help their clients

The Royal Commission into Misconduct into the Banking, Superannuation and Financial Services Industry highlighted that in the most part banks are very good at making loan products and charging interest rates and fees,

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How mortgage brokers help their clients

Financial Health Checklist

If you pay over 4% interest on your home loan, don’t have a Will or don’t know how your super is invested, it’s time for a financial review. An annual...

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Financial Health Checklist

Downsizer contributions to Superannuation

As at 1 July 2018, legislative changes for those over 65 and selling property have resulted in unique investment and estate planning strategies. Known as the “downsizer benefit”, this new...

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Downsizer contributions to Superannuation

Planning superannuation for a Labor Government

Financial strategies for a Labor Government By Gareth de Maid, Relationship Manager – Financial Strategy Specialist In light of recent political leadership changes and the subsequent plummet in the polls...

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Planning superannuation for a Labor Government